Terms of Service – ZAC Trades

These Terms of Service (“Terms”) govern the use of the ZAC Trades trading education community and website (“ZAC Trades”, “we”, “us”, or “our”) available at zac-trades.com. By accessing or using ZAC Trades, you agree to be bound by these Terms. If you do not agree to these Terms, do not access or use ZAC Trades.

Suspension and cancellations of subscriptions

If you subscribe to any premium features or services on ZAC Trades, we may suspend or cancel your subscription at any time, without prior notice, for any reason, including but not limited to a violation of these Terms or failure to pay subscription fees.

Access to private areas, live sessions, replays, resources, or communities may be revoked upon suspension or cancellation.

Disclaimer and non‑refundable policy

The information provided on ZAC Trades is for educational and informational purposes only and must not be construed as financial, investment, or trading advice.

No guarantee is made regarding the accuracy, completeness, or reliability of any information; use of such information is at your own risk.

All fees and payments are non‑refundable unless a mandatory legal right to a refund applies under your local law and explicitly overrides this policy.

Limitations on financial guidance

ZAC Trades does not provide financial, investment, portfolio management, or trading advice, nor any individualized recommendation tailored to personal circumstances.

Any opinions, recommendations, or guidance provided by members, moderators, guests, or coaches are for informational purposes only and do not constitute professional financial advice.

Users remain solely responsible for their trading decisions and should conduct independent research and, where appropriate, consult a licensed professional before making financial decisions.

Breaches of terms and conditions

We reserve the right to suspend or terminate access to ZAC Trades if these Terms are violated or if conduct is deemed harmful, abusive, fraudulent, or disruptive to the community or services.

We may take appropriate legal action against individuals or entities responsible for breaches of these Terms.

Non‑disclosure agreement (NDA)

By joining ZAC Trades, users agree to keep confidential any non‑public content shared within the community, including but not limited to course materials, replays, proprietary templates, watchlists, setups, internal notes, and any information marked confidential.

Users agree not to disclose, reproduce, redistribute, or make available such content to third parties without prior written consent from ZAC Trades.

Service modifications

We may modify, update, or discontinue any part of the service at any time, with or without prior notice, including changes to features, functionality, pricing, or availability.

While efforts are made to provide continuous access, business needs, legal requirements, technical constraints, or other factors may necessitate adjustments or discontinuation.

By using the service, you acknowledge that ZAC Trades is not liable for any modification, update, or discontinuation. It is your responsibility to review these Terms periodically for updates.

User conduct and acceptable use

Do not interfere with or disrupt the service, attempt unauthorized access, or engage in scraping, automated data collection, or reverse engineering.

Do not share login credentials, sell or transfer accounts, or bypass access controls.

Do not post unlawful, defamatory, infringing, or harmful content, including market manipulation schemes or unverified performance claims.

Intellectual property

All content on ZAC Trades (including texts, videos, live session replays, templates, graphics, logos, and software) is owned by or licensed to ZAC Trades and protected by applicable laws.

Users receive a limited, non‑exclusive, non‑transferable license to access and use the content solely for personal, non‑commercial educational purposes while their subscription remains active.

Any reproduction, distribution, public display, or derivative use without prior written consent is prohibited.

No performance guarantees and risk warning

Trading involves substantial risk of loss and is not suitable for every investor. Past performance does not guarantee future results.

Examples, case studies, and statistics are provided for educational purposes and are not indicative of future returns.

Users should only trade with money they can afford to lose and should always apply proper risk management.

Access, accounts, and security

Users are responsible for maintaining the confidentiality of their account credentials and for all activities under their account.

Users agree to notify ZAC Trades promptly of any unauthorized use or security breach.

Third‑party tools and links

The service may reference or link to third‑party platforms (e.g., conferencing tools, charting software). These are governed by their own terms and privacy policies. ZAC Trades is not responsible for third‑party services.

Changes to terms

We may update or modify these Terms at any time. Changes are effective upon posting on zac-trades.com. Continued use of the service after changes constitutes acceptance of the revised Terms.

Governing law

These Terms and the use of ZAC Trades shall be governed by and construed in accordance with the laws applicable to the operator of zac-trades.com. Any disputes shall be subject to the exclusive jurisdiction of competent courts of that jurisdiction.

If operating from France or the EU, mandatory consumer and data protection laws may apply in addition to these Terms.

Contact

For questions or concerns about these Terms of Service, contact: contact@zac-trades.com.

Website: zac-trades.com.